Medicare Done For You

Our main business is Medicare Supplements. Always has, always will be. We pride ourselves on staying up-to-date on the latest Medicare news so you don’t have to.

Medicare Part A

Medicare Part A provides coverage for inpatient care in hospitals and skilled nursing facilities. It's an essential component of Medicare that helps cover the costs associated with hospital stays and certain types of care.

Part A Coverages

  • Inpatient hospital care
  • Skilled nursing facility care
  • Hospice care
  • Some home health care services

Medicare Part B

Medicare Part B is crucial for covering a wide range of outpatient medical services, ensuring access to necessary healthcare without facing high out-of-pocket costs.

Part B Coverages

  • Doctor visits
  • Outpatient medical services
  • Preventive services
  • Durable medical equipment
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Medicare Part C

Medicare Part C, or Medicare Advantage, offers comprehensive coverage beyond what Original Medicare provides, often including additional benefits like prescription drug coverage and dental and vision care.

Part C Coverages

  • All services covered by Parts A and B
  • Prescription drug coverage (often included)
  • Dental care
  • Vision care

Medicare Part D

Medicare Part D is essential for helping to manage prescription drug costs, ensuring that individuals have access to necessary medications without facing significant financial burdens.

Part D Coverages

  • Prescription drugs
  • Insulin
  • Vaccines
  • Some medical supplies
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Medicare Advantage

Further Information: Medicare Advantage, also known as Medicare Part C, is an alternative to Original Medicare (Parts A and B) offered by private insurance companies approved by Medicare. These plans provide all the benefits of Original Medicare and often include additional coverage such as prescription drugs, dental, vision, and hearing care. Medicare Advantage plans typically have networks of doctors and hospitals, and they may require referrals for specialist care. While there may be monthly premiums associated with Medicare Advantage plans, they can provide comprehensive coverage and potentially lower out-of-pocket costs compared to Original Medicare.

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Common Medicare Questions

Can I keep all my same doctors when I'm on medicare?

Most likely, yes. You need to ask your current doctor if he or she accepts Medicare.

Can I keep my employer's health insurance coverage if I am 65?

It depends. If you work for a company that has over 20 employees and you are going to continue to work, then you can keep your current employer coverage. Contact our agency to obtain specialized advice.

Can my spouse be on my medicare plan?

No. For Medicare insurance, you need an individual plan. If your spouse is over 65, then he or she can enroll in their own Medicare plan. If you need help finding the best Medicare plan for you or your spouse please call us.

Does medicare cover emergency room care if you are not admitted to the hospital?

Medicare Part B generally pays for 80% of your costs. You will be responsible for your deductible. A Medigap policy can help pay the 20% of your ER visit.