Health & Life Insurances

PGR Insurance offers a full suite of health and life insurance solution to ensure your needs are not only met, but made our primary goal. We use a variety of tools, including Covered California, to delivery the best service possible.

Covered California

Covered California is California's health insurance marketplace, where our agency can find and compare various health insurance plans that best fit you and your family. It offers a range of options from different insurance companies, ensuring we can select a plan that meets your specific needs. Covered California simplifies the process of finding affordable and comprehensive health insurance coverage.

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Health Insurance

Health insurance provides coverage for a wide range of medical expenses, including doctor visits, hospital stays, prescription drugs, and preventive care like vaccinations and screenings. It's essential for maintaining your health and well-being while protecting you from the financial burden of unexpected medical costs.

Health Insurance Coverages

  • Coverage for doctor visits and medical services
  • Hospitalization and emergency care coverage
  • Prescription drug coverage
  • Preventive care
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Life Insurance

Life insurance offers financial protection for your loved ones in the event of your death, providing them with a lump sum payment (the death benefit) that can help cover funeral costs, outstanding debts, and ongoing living expenses. It provides peace of mind, ensuring your family's financial security during difficult times.

Life Insurance Coverages

  • Financial protection for your loved ones in the event of your death
  • Lump sum payment (death benefit) to cover funeral expenses
  • Coverage for outstanding debts, like mortgages or loans
  • Replacement income
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Dental Insurance

Dental insurance helps cover the cost of preventive care, such as routine cleanings, exams, and X-rays, as well as more extensive treatments like fillings, root canals, and crowns. By making dental care more affordable, it encourages regular check-ups and treatments, maintaining your oral health and preventing future dental problems.

Dental Insurance Coverages

  • Coverage for routine preventive care like cleanings and exams
  • Coverage for basic treatments such as fillings and extractions
  • Coverage for major treatments like root canals and crowns
  • Orthodontic coverage for braces (in some plans)
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Vision Insurance

Vision insurance covers the cost of eye exams, glasses, contact lenses, and sometimes even corrective surgery, making it easier and more affordable to maintain good eye health and clear vision. Regular eye care is crucial for early detection of eye conditions and ensuring optimal vision for daily activities.

vision Insurance Coverages

  • Coverage for routine eye exams
  • Coverage for prescription eyewear like glasses or contact lenses
  • Coverage for corrective surgeries like LASIK
  • Discounts on additional services like lens coatings or frame
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